$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route
Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you’d expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in.
Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space.
The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet.
Then there’s the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.
Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you’d expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in.
Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space.
The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet.
Then there’s the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.
Listing Provided Courtesy of Compass RE Texas, LLC
Property Details
Price:
$585,000
MLS #:
1205994
Status:
Active
Beds:
4
Baths:
4.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
6 Creeks at Waterridge 55s
Listed Date:
Sep 11, 2026
Finished Sq Ft:
2,593
Lot Size:
8,276 sqft / 0.19 acres (approx)
Year Built:
2025
NewconstructionCommunity PoolCommunity Club House6 Creeks At Waterridge 55sHaysconsisdJim CullenR C BartonJack C HaysNeighborhood
Ask a Question
See this Listing
Schools
School District:
HaysCONSISD
Elementary School:
Jim Cullen
Middle School:
R C Barton
High School:
Jack C Hays
Interior
Appliances
Built-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
Bathrooms
4 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet, Tile, Wood
Heating
Central
Interior Features
Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Double Vanity, Entrance Foyer, In-Law Floorplan, Kitchen Island, Recessed Lighting, Primary Bedroom on Main, Open Floorplan, Walk-In Closet(s), Smart Thermostat, Storage, Wired for Data, Electric Dryer Hookup, Multiple Living Areas, Washer Hookup, Study/Home Office
Levels
One
Main Level Bedrooms
4
Exterior
Accessibility Features
None
Attached Garage YN
1
Community Features
Clubhouse, Dog Park, High Speed Internet, Playground, Pool, Sidewalks, Underground Utilities
Covered Spaces
2.5
Direction Faces
South
Exterior Features
Private Yard
Fencing
Back Yard, Gate, Privacy
Garage Spaces
2.5
Lot Features
Back Yard, Landscaped, Public Maintained Road, Sprinkler – Automatic
Other Structures
None
Parking Features
Attached, Garage Door Opener, Garage Faces Front, Oversized
Patio And Porch Features
Covered, Patio
Roof
Composition
View
Neighborhood
Waterfront Features
None
Window Features
Double Pane Windows, ENERGY STAR Qualified Windows, Screens
Financial
HOA Fee
$800
HOA Fee Frequency
Annually
HOA Includes
Common Area Maintenance, Maintenance Grounds
HOA Name
6 Creeks
Taxes
$1,740
Map
Community
- Address404 Jackson River LOOP Kyle TX
- Subdivision6 Creeks at Waterridge 55s
- CityKyle
- CountyHays
- Zip Code78640
Subdivisions in Kyle
- 3-G Ranch Addition
- 35 South Ranches Sec 2
- 3G RANCH ADDN SEC 2
- 6 Creeks
- 6 Creeks at Waterridge
- 6 Creeks at Waterridge 55s
- 6 Creeks at Waterridge: 55ft. lots
- 6 Creeks at Waterridge: 70ft. lots
- 6 Creeks Condo
- 6 Creeks Ph 1 Sec 1
- 6 Creeks Ph 1 Sec 13A
- 6 Creeks Ph 1 Sec 13B
- 6 Creeks Ph 1 Sec 2
- 6 Creeks Ph 1 Sec 3
- 6 Creeks Ph 1 Sec 4A
- 6 Creeks Ph 1 Sec 4B
- 6 Creeks Ph 1 Sec 5B
- 6 Creeks Ph 1 Sec 7
- 6 Creeks Ph 1 Sec 8A
- 6 Creeks Ph 1 Sec 9
- 800 Goforth Square
- A0167 – OTIS G EELS SURVEY
- A0220
- A0220 – Z Hinton Surv
- A0227 JAMES W HALL SURVEY
- A0286 – Samuel Little Survey Abstract 286
- Abstracts In Hays
- Abstracts In Hays Isd-2abs
- Albert Pace Subd
- Amberwood Ph 02
- Amberwood Ph 03
- Amberwood Ph 04
- Amberwood Ph 05
- Amberwood Ph Five
- Amberwood Ph Four
- Amberwood Ph One
- Amberwood Ph Three
- Amberwood Ph Two
- AMBERWOOD PHASE TWO
- ANTC
- Anthem
- Anthem Cottages Condo
- Anthem Ph 1-A
- Anthem Ph 1-B
- Anthem Ph 2
- Anthem Ph 3
- AO220 Hinton Survey
- Appaloosa Acres
- Arroyo Ranch Sec One
- Arroyo Ranch Sec Two
- Bent Tree Estates Ph Iii
- Blanco River Crossing Sec 1
- Blas M Tenorio Sub
- Brooks Ranch
- Brooks Ranch Ph 1
- Brooks Ranch Ph 2
- Brookside
- Brookside Ph 01
- Brookside Ph 1
- Brookside Ph 2
- Brookside Ph 3
- Brookside Ph 4
- Bruce Co Sub
- Bunton Creek
- Bunton Creek Ph 1-A
- Bunton Creek Ph 1B
- Bunton Creek Ph 2A
- Bunton Creek Ph 2b
- Bunton Creek Ph 4
- Bunton Creek Ph 6A
- Bunton Creek Ph 6b
- Bunton Creek Ph 6C
- Bunton Creek Reserve
- Bunton Creek Reserve Ph 1
- Bunton Creek Reserve Ph 2
- Casetta Ranch
- Casetta Ranch Sec 1
- Casetta Ranch Sec 2
- Casetta Ranch Sec 3
- Circle N Ranch Sec 1
- Clara Vista
- Clara Vista at Waterridge – Brook Collection
- Clara Vista at Waterridge – Spring Collection
- Cool Spgs Ph Ii
- Cool Spgs Ph Iii
- Cool Springs
- Coronado Hills Sec 1
- Cotton Gin Estates Ph 1A
- Cotton Gin Estates Ph 1B
- CREEKSIDE
- Creekside Village
- Creekside Village Sec 1 & 2
- Creekside Village Sec 3
- Crosshouse
- Crosswinds
- Crosswinds 50′
- Crosswinds Ph 3A
- Crosswinds Ph 5A/5B
- Crosswinds Ph Four-A
- Crosswinds Ph One
- Crosswinds Ph Two
- Cunniff Estates
- Cypress Forest
- Cypress Forest Ph Four Sec A
- Cypress Forest Ph One
- Cypress Forest Ph Two
- D A Young
- Dacy Buisness Park Condo
- Dove Hill Estates Sec 2
- Dove Hill Estates Sec Iii
- Dove Hollow
- East Ridge
- El Dorado
- El Dorado Sub
- Elm Creek Ranch
- Four Seasons Farm
- Four Seasons Farm Ph 1 Sec 1
- Four Seasons Farm Sec II
- Garonzik Tract
- Goforth Village Sec 2
- Great hills
- Great Hills Sec 4
- Great Hills Sec 5
- Great Hills Sec Two
- Green Pastures Sec 2
- Green Pastures Sec 4
- Grist Mill Estates
- Grist Mill Highlands Sec 1
- Grist Mill Highlands Sec 2
- H G Stokes
- HARVEST CREEK
- Harvest Creek Ph 1
- Harvest Creek Ph2
- Hidden Oaks Sub Sec 2
- High Meadows Sec 2
- Hometown Kyle Ph 01
- Hometown Kyle Ph 1
- Hometown Kyle Ph 3 Sec 2
- Hometown Kyle Ph 3 Sec 4
- Hometown Kyle Ph 3 Sec 5
- Hometown Kyle Ph 3 Sec 6
- Hometown Kyle Ph 4 Sec 1
- Hometown Kyle Ph 4 Sec 3
- Hometown Kyle Sub Ph 2
- Indian Paintbrush Ph 2
- Indian Paintbrush Ph 3
- Indian Paintbrush Sec 4B
- Infinity Square
- John Phariss
- John Stewart Surv
- Kai Vista Estate Sec 1
- Kai Vista Estate Sec 2
- Kensington Trails
- Kensington Trails Sec 1
- Kensington Trails Sec 2
- Kensington Trails Sec 3B
- Kensington Trails Sec 4B
- Kensington Trails Sec 5A
- Kyle 47 Sub Ph 1
- Kyle Heights Sec 2
- La Moraia Estates
- LAS ESTANCIAS
- Las Estancias 2 Sub
- Las Estancias Sub
- LAS ESTANCIAS SUBD
- Las EstanciASD
- MARIGOLD
- Marigold Ph 1
- Mayfield
- Meadow Of Kyle
- Meadow Woods Resubd 1 & 2
- Meadow Woods Sec 1
- Meadows At Kyle Ph Five
- Meadows At Kyle Ph Four
- Meadows At Kyle Ph One
- Meadows At Kyle Ph Six
- Meadows At Kyle Ph Three
- Meadows At Kyle Ph Two
- MEADOWS OF KYLE
- Monte Sagrado Sub
- MORA J S
- Neill McLean Survey, Abstract 325
- North Trails Sub
- Opal Meadows
- Opal Ranch
- Original Town Of Kyle
- Otis G Eels Surv
- Otis G Eels Surv #170 Abs # 16
- OUT/HAYS CO
- PARAMOUNT
- Paramount Sec One
- Paramount Sec Three
- Paramount Sec Two
- Parkton Square
- Plum Creek
- Plum Creek North
- Plum Creek Ph 01 Sec 01 A
- Plum Creek Ph 01 Sec 02 A
- Plum Creek Ph 01 Sec 02d
- Plum Creek Ph 01 Sec 5b
- PLUM CREEK PH 1 SEC 1B
- Plum Creek Ph 1 Sec 1c
- Plum Creek Ph 1 Sec 2-A
- Plum Creek Ph 1 Sec 2c
- Plum Creek Ph 1 Sec 2G
- Plum Creek Ph 1 Sec 2H
- Plum Creek Ph 1 Sec 2I
- Plum Creek Ph 1 Sec 4
- Plum Creek Ph 1 Sec 6E2-3
- Plum Creek Ph 1 Sec 6H- 1
- Plum Creek Ph 1 Sec 6H-2
- Plum Creek Ph 2 Sec 1
- Plum Creek Ph 2 Sec 2
- Plum Creek Ph 2 Sec 3
- Plum Creek Ph 2 Sec 4A
- Plum Creek Ph I Sec 1-B
- Plum Creek Ph I Sec 2-E
- Plum Creek Ph I Sec 2d
- Plum Creek Ph I Sec 2j
- Plum Creek Ph I Sec 3b
- Plum Creek Ph I Sec 4B
- Plum Creek Ph I Sec 5A Rep
- Plum Creek Ph I Sec 6B
- Plum Creek Ph I Sec 6b-2
- Plum Creek Ph I Sec 6B-3
- Plum Creek Ph I Sec 6d
- Plum Creek Phase 1 Sec 2c
- PLUM CREEK PHASE 2 SECTION 3 BLOCK D Lot 5 ACRE
- Plum Creek Phase I Sec 2d
- POST OAK
- Post Oak Ph 02
- Post Oak Ph 2
- Post Oak Ph 3
- Post Oak Ph 4A
- Post Oak Ph 5a
- Post Oak Ph One
- Post Oak Phase One
- Post Oak Sub Ph 6
- Pradera
- Prairie Lakes Ph 1 Sec 1
- Prairie Meadows Sec 2A
- Prairie On Creek Sec 3b
- Prairie On The Creek Sec 1C
- Prairie On The Creek Sec 3A
- Prairie On The Creek Sec 3B
- Quail Ridge Sub
- replat of of lot 5 of 3G ranch
- S1264 – Casetta Ranch
- S4635 – ORIGINAL TOWN OF KYLE
- Sage Hollow
- Samuel Little Surv
- Silver Mills
- Silverado at Plum Creek
- Silverado At Plum Creek Sec 01b
- Silverado At Plum Creek Sec 02a
- Silverado At Plum Creek Sec 1A
- Silverado At Plum Creek Sec 2B
- Silverado At Plum Creek Sec 3A
- Silverado At Plum Creek Sec 4
- Smith Duwe Sub
- South Grove
- South Main Add
- SOUTHGROVE
- Southlake Ranch Ph 03
- Southlake Ranch Ph One
- Southlake Ranch Ph Three
- Southlake Ranch Ph Two
- SPRING BRANCH
- Spring Branch Ii Sec Four
- Spring Branch Sec 01 A
- Stagecoach
- Stagecoach Ph 1
- Stagecoach Ph 3
- Steeplechase Ph 03 Sec 04
- Steeplechase Sub Ph I
- Steeplechase Sub Ph Ii
- Steeplechase Sub Ph Iii Sec 2-B
- Steeplechase Sub Ph Iii Sec 3
- Steeplechase Sub Ph Iii Sec 4
- Steeplechase Sub Ph Iii Sec 5
- Studio Estates
- Studio Estates Sec 2b
- Summer Sun Sub
- Sunrise Acres
- Sunset Hills
- Sunset Hills Ph One
- Sunset Hills Ph Two
- TALAVERA
- Talavera Ph 1
- Talavera Ph 2
- Talavera Ph 3
- Telavera
- Tenorio
- THE HILL
- The Park At Steeplechase
- The Peninsula at Plum Creek
- The Villas At Creekside
- Thomas B Westbrook Surv
- Trails
- Trails At Windy Hill Ph 2
- Trails At Windy Hill Ph 3
- Trails At Windy Hill Ph 5
- Trails At Windy Hill Ph 6
- Trails At Windy Hill Ph 7
- Trails Sub Ph 1a
- Trails Sub Ph 1B
- Trails Sub Ph Iib
- Uhland
- Villas At Creekside Phase II
- Waterleaf
- Waterleaf Ph A
- Waterleaf Ph A Sec 01
- Waterleaf Ph A Sec 1
- Waterleaf Ph A Sec 2
- Waterleaf Ph A Sec 3b
- Waterleaf Ph A Sec 4
- Waterleaf Ph A Sec 5B
- Waterleaf Ph B Sec 1
- Waterleaf Ph B Sec 2
- Waterleaf Ph B Sec 3A
- Waterleaf Ph B Sec 3B
- Waterleaf Ph B Sec 4
- Watermill Sub Ph 1
- Waterstone
- Waterstone crossing
- Waterstone Unit A
- Waterstone Unit B
- Waterstone Unit C
- Waterstone Village
- WAYSIDE
- Wayside Sub Ph 1
- Woodlands Park
- Woodlands Park Ph 01
- Woodlands Park Ph 1
- Woodlands Park Ph 2
- Woodlands Park Ph 3
- Woodlands Park Ph 4a
- Z HINTON ABS 0220
- Z Hinton Survey
- Z Hinton Survey ABS 0220
- Z Hinton Survey ABS 220
Market Summary
Current real estate data for Single Family in Kyle as of Nov 02, 2026
685
Single Family Listed
113
Avg DOM
177
Avg $ / SqFt
$389,933
Avg List Price
Property Summary
- Located in the 6 Creeks at Waterridge 55s subdivision, 404 Jackson River LOOP Kyle TX is a Single Family for sale in Kyle, TX, 78640. It is listed for $585,000 and features 4 beds, 5 baths, and has approximately 2,593 square feet of living space, and was originally constructed in 2025. The current price per square foot is $226. The average price per square foot for Single Family listings in Kyle is $177. The average listing price for Single Family in Kyle is $389,933. To schedule a showing of MLS#1205994 at 404 Jackson River LOOP in Kyle, TX, contact your Ensor & Co., Realtors agent at 512-640-9277.
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